How WhatsApp Mobile Money payments work

Customers tap Pay now, choose a MoMo number and network, then approve the prompt.

Updated 9 Nov 2026 · 1 min read

When a service needs payment on WhatsApp:

  1. The customer taps Pay now.
  2. They choose This number or Enter number.
  3. They pick their network.
  4. They approve the prompt on their phone.
  5. The bot confirms when payment is received.

Online bookings include a 5% fee, shown as a Processing fee when it applies. Pay on arrival skips that when you allow it.

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